N766Remark Code (RARC)Active
Effective 03/01/2016

N766 Remark Code - Co-Payment Not Covered

The N766 remark code indicates that the payer does not cover a co-payment that was assessed by a previous payer. This remark supplements a claim adjustment reason code, clarifying that the current payer is not responsible for the co-payment amount billed due to prior payer's assessment.

How It Relates to the Denial

Typically, the N766 remark accompanies adjustment reason codes related to payment denials or reductions where a co-payment from a prior payer is involved. This combination signals that the current payer is denying responsibility for the co-payment based on prior payment arrangements.

Common Scenarios

1A hospital billed for a surgical procedure where a co-payment was applied by the primary insurance. The remittance came back with an adjustment reason code indicating a denial for the co-payment amount.
→ In this case, the N766 remark clarifies that the current payer will not cover the co-payment assessed by the primary payer, reinforcing the denial of that specific amount.
2A specialist's office submitted a claim for a patient who had received care, and a co-payment was already collected by the first insurance. The remittance from the secondary payer included a reason code for adjustment along with the N766 remark.
→ Here, the N766 remark indicates that the secondary payer is not liable for the previously assessed co-payment and will not provide reimbursement for it.
3A patient received treatment in an outpatient facility, and the claim was denied for the co-payment amount due to a previous payer's action. The remittance included both a denial reason code and the N766 remark.
→ The N766 remark points out that the current payer is not responsible for the co-payment assessed by the previous payer, confirming the denial of that portion of the claim.

What to Do

  1. Review the previously paid claim from the first payer to confirm the co-payment amount assessed.
  2. Ensure that the billed amount reflects only what is covered under the current payer's policy without including the previous co-payment.
  3. If applicable, inform the patient about their financial responsibility regarding the co-payment.

What to Check

  • The remittance advice details where the adjustment reason code is provided.
  • The payment history from the previous payer to verify the co-payment assessment.
  • The patient account records to see if the co-payment was previously collected.